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Make a large down payment: Financing your own home is actually also referred to as a second home mortgage. While you might qualify for a home equity loan with a credit score as low as 660, your best bet for a good interest rate is a score of 700 or higher.
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The longer the term, the lower your monthly payment amount and the higher your total. A home equity investment lets you tap your equity without taking on extra debt. How long can you extend a home equity loan?
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